Common financing options
Compare rates, fees and terms with your financial institution or an advisor before signing.
- Personal savings
- Home equity line of credit
- Mortgage refinancing
- Personal or renovation loan from a financial institution
Public programs to check
Governments and Hydro-Québec sometimes offer grants or loans for energy-efficiency work (insulation, doors and windows, heating). Programs, amounts and conditions change often: check eligibility on the official website before starting, since some programs require an evaluation before the work.
Preparing your budget
- Get a detailed quote
- Set aside a contingency for surprises
- Include permit fees
- Allow for material delivery times
Official sources
- Gouvernement du Québec — Rénoclimat
- Hydro-Québec — Subventions
- Ressources naturelles Canada — Rénovations écoénergétiques
General information only, not legal or financial advice. Rules and programs change: always check with official sources.
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